Creating a safety plan

Here are a few common steps to creating a safety plan:

1. Inspect your existing facilities and operations. Review your physical layout and the way your employees do their jobs. Identify risk factors that can lead to accidents, fires and other events that call insurance into play.

2. Create safety procedures and a safety plan. Include not only safe operations for machines and other obvious safety measures, but also plans for emergencies, such as a fire, severe weather and other contingencies that pose safety hazards.

3. Build-in ongoing checks.

Remember, merely having a plan won't prevent injuries and claims. Your plan must be executed at all levels.