Employee candidate credit check

If employment is denied to an individual because of a check of a credit report, the employer must follow certain procedures, including:

1. Provide to the employee a copy of the credit report and summary of his or her rights under the credit law.

2. Notify the employee of the employment decision by providing what is referred to as an "adverse action notice."

3. Provide to the employee the name and address of the credit bureau supplying credit information, noting that the credit bureau did not make the adverse employment decision and informing the employee of rights to dispute incorrect credit information.