Loan for Hispanic woman

Visit www.sba.gov to learn about some of the loan guarantee programs available for minorities. You may also want to get to know the folks at the Hispanic Chamber of Commerce.

Local banks often have lending programs geared toward minorities and start-ups. As a Hispanic woman business owner, you would be a an excellent candidate.

But remember, you're asking for a loan -- not making a Christmas list. Make sure your business plan is in order, and you're ready to impress the lender. Your proposal must be professional, and fundamentally and financially sound.