Specialty P&C coverage

Property and casualty insurance protects a property owner from losses incurred as a result of things like fire, water damage, theft, etc. for the physical property, and against any liability exposure the owner as a result of injury to a visitor on the property.

In addition to the basic coverages, your policy should also include any specialty coverages, which include, but are not limited to the following:

- Extraordinary assets, such as computers, etc.
- Unique liability coverage
- Loss of business coverage
- Flood coverage (coverage for rising water is different from falling water)

Automobile coverage, property loss and liability exposure, is also part of the P&C insurance consideration.