Start-up business insurance

There are many different types of insurance policies that a business can have, but not all are required or recommended for a start-up. The two most important are:

- General liability insurance. This protects you and your business from claims made by others as a result of accidents, such as someone getting hurt on your property.

- Casualty insurance. This protects your physical assets in the event of fire, flood or natural disaster, for example.

Typically, there are business insurance packages that are designed for different requirements, plus policies can be added or deleted. Talk to a professional business insurance agent about the various packages that fit your requirements and budget.