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Credit

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Questions in "Credit" Category

What is digital authentication?
Should I consider factoring my receivables to produce quicker working capital?
What are the various credit evaluating and reporting organizations?
Is it normal to be frightened at the reality of projected operating losses for my start-up?
What is a vendor?
What is a supplier?
How do you compare equity financing to debt financing to raise capital?
What is the definition of "wholesale price"?
What is the definition of "wharfage"?
What is the definition of "equity financing"?
What is the definition of "credit bureau"?
What is the definition of a "Certified Development Company (CDC)"?
What is the definition of "quick ratio?"
What is a "promissory note"?
What is the definition of "due diligence"?
What is the definition of a "demand note"?
What is the definition of "debt-to-equity ratio"?
What is the definition of "current ratio?"
What is the definition of "credit"?
What is the definition of "capital budget"?
What is the definition of "bottom line"?
What is the definition of "cash reserve"?
Why is it important to track my working capital position?
What approach should I create for writing down bad inventory?
How does the arbitration process work?
What is the definition of "yield"?
What is the definition of "write-down"?
What is the definition of "workout"?
What is the definition of "working capital"?
What is the definition of "current liabilities"?
What is the definition of "current assets"?
What is the definition of "credit risk"?
What is the definition of a "credit rating"?
What is the definition of "compound interest"?
What is the prime rate?
What is the "federal funds rate"?
What is the definition of "benchmark interest rate"?
What is the definition of a "basis point"?
What is the definition of "base interest rate"?
What is the definition of "adhesion contract"?
What is an account statement?
When is the bootstrap strategy of growing a business the right one?
What is the definition of "bootstrap financing"?
What is the definition of "billing cycle"?
What is the definition of "weighted average cost of capital (WACC)"?
What is factoring?
What is the definition of "bad-debt reserve"?
What is the definition of "bad-debt recovery"?
What is the definition of "bad debt"?
What is "asset-based financing."
What is "accounts receivable financing"?
Should I use my personal revolving credit line to purchase equipment for my small business?
Should I use my personal credit from my bank to grow my business?
How can we minimize our sales staff’s time to assist in collecting customer accounts?
What are the most important financial facts I need to know to be a successful small business owner?
What is a leveraged lease?
What requirements does the Fair and Accurate Credit Transactions Act impose on an employer?
What must a business do if a prospective employee is not hired as a result of a credit check?
What kind of notice must be given to the employee when conducting a credit check?
Should an employer who is conducting credit checks for prospective employees define a policy to guide this procedure?
Are there any limits on how an employer may use credit information?
Is it better for an employer to use a records disposal service instead of disposing in-house?
What is the Fair and Accurate Credit Transactions Act?
What organizations are covered by The Fair and Accurate Credit Transactions Act?
What is the Fair Credit Reporting Act?
What is the interest rate on loans guaranteed by the U.S. Small Business Administration?
How does the U.S. Small Business Administration's loan program work?
Should a small business accept credit cards?
What is Chapter 11 business bankruptcy?
What is Chapter 7 bankruptcy for business?
What is an architect's lien?
What kind of businesses are ineligible for an SBA loan?
How can I deduct uncollectible debt?
What is a lien?
What is an artisan/laborer's lien?
What is a Garageman's lien?
What is a judgment lien?
What is a landlord lien?
What is a maritime lien?
What is a mechanic's lien?
What is a warehouseman's lien?
What is the SBA Prequalification program?
What is a home and personal property disaster loan?
What do I need to qualify for an SBA loan guaranty?
Is it OK to use a short term credit line to purchase a machine for our plant?
How can I get a business credit card without giving a personal guaranty.
Can I establish business credit as a sole proprietor using my Employer Identification Number (E.I.N.)?
In addition to Dunn & Bradstreet, are there other business credit agencies with whom I need to build a credit file?
What is a surety bond agent?
What is a financial lease?
How do I know if I qualify as a small business so I can receive SBA assistance?
Are there any restrictions on the type of business that can receive an SBA loan guaranty?
How long will it take to get an approval for an SBA loan guaranty package?
How much money do I need to qualify for an SBA loan guaranty?
Where can I get an SBA loan guaranty application?
What is the interest rates on SBA guaranty loans?
What will I need to provide a bank in order to obtain a loan to purchase real estate?
What types of assets can serve as collateral for a bank loan?
I keep hearing the term, "goodwill." What is this?
Why would a business choose to lease equipment rather than purchase outright through financing?
Is leasing vs financing better for my cash flow?
What is the best way to make a strong impression?
Should I try to establish a credit line for my home-based business?
How do I find the proper firms that provide credit information for my prospective customers?
Should I get a credit report on potential clients?
Other than the obvious tax issues, are there other advantages of having an Employer Identification Number (EID)?
How can I get credit for the return of an item that was purchased on a cancelled account?
Should I include my partner's bad credit and my marginal credit in our business plan?
Why would a sole proprietor choose to use a Federal tax identification number in the business, instead of his or her social security number.
What is a limited partnership?
What is a general partnership?
What are my collections options when a company takes longer than three months to pay me?
What type of businesses are eligible to participate in the Surety Bond Guarantee program?
My business is incorporated in one state, but most of my work is done in another. Which Small Business Administration office would handle my surety bond application?
Is it okay to ask for an advance from a client at the beginning of a project?
What is the prime interest rate banks charge businesses?
Can a small business get a bank loan at the prime interest rate?
Will I have to sign a personal guarantee for a bank loan for my business?
What type of collateral do I need for an SBA-guaranteed loan?
How do I know when my business is in trouble?
What is the most important element in offering credit terms to customers?
What is the difference between term financing and leasing equipment?
Should I offer discount payment terms?
What is business bankruptcy?
What do bankers want to know before they make a loan?
What is a UCC filing?
Where can I get a grant to start my home-based business?
Can I use personal credit cards to make business purchases for my home-based business?
Should I give my employees credit or purchase cards to buy supplies?